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What distinguishes Know Your Number from
traditional underwriting and actuarial methods?
Most mortality assessment methods are not only
less accurate than probability- based
prediction, but also fail to incorporate newly
accepted medical findings into pre-existing
models. Unlike last year’s underwriting manuals,
Know Your Number® is continuously updateable.
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Does Know Your Number assign preferred
status?
Yes, within your company’s pre-established
parameters. Know Your Number® is not a “one size
fits all” solution. Predicted Mortality Ratios
are reported consistently to all users to ensure
validity. Your PMR cut-off points might be
different from those of your competitors, and
Know Your Number will assign as many
classifications as you specify.
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Can Know Your Number incorporate non-medical
risk factors?
Yes. Driving records and situational factors
have a measurable impact on life expectancy.
Know Your Number® can take those into account
based on the direct writer’s specific
guidelines. What’s the PMR reference population?
BioSignia’s PMR database represents the full
spectrum of life insurance applicants in terms
of age, gender, and medical history. Very large
insurance companies have the option of providing
their own data sets to use as the reference
population.
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What makes Know Your Number different from
traditional Health Risk Assessment tools?
Traditional health risk assessment (HRA) tools
are mortality-based and non-disease specific,
which makes them less useful in identifying
disease risk and prediction of medical cost. A
typical HRA uses a method of debit/credit or
risk counting to generate an arbitrary scale
score or health quotient from crude risk factor
measures such as data from a self-reported
questionnaire. Know Your Number® uses a patented
and revolutionary morbidity-based and
mortality-based modeling method called Synthesis
Analysis which very accurately predicts one’s
risk of not only death due to but also onset of
and complications from specific chronic
diseases. Because of Synthesis Analysis, Know
Your Number can quantify the amount individual
risk factors are actually contributing to
someone’s total disease-specific risk. This
information can be carried further to identify
the amount of risk which is modifiable,
absolute, and even optimally achievable,
allowing for the most targeted medical
management possible.
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Does Know Your Number require special
equipment or software? How can it integrate with
my system?
Know Your Number’s web-based system requires
only a computer equipped with an Internet
connection and a compatible web browser. In
addition, Know Your Number® is HIPAA compliant
and HL-7 compatible. Transmission of data can be
accomplished several ways and BioSignia works
with organizations to create complete technology
solutions to provide seamless, user-friendly
offerings. BioSignia’s support staff provides
training, technical support and 24/7 global
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How does Know Your Number impact individual
participant results?
Know Your Number’s benefits reach beyond it’s
engine- the Know Your Number® participant and
Aggregate reports are heads above the
competition in communicating disease risk to
participants and healthcare professionals. In
fact, receiving a Know Your Number risk profile
has been shown to positively impact behavior
even without participation in follow up
intervention or medical management. Seeing is
Believing; "it’s all in the graphs" are words
physicians, healthcare professionals, patients
and employers have used to describe why Know
Your Number works. Know Your Number graphically
translates an individual’s lab results into a
chronic disease risk and risk reduction
comparisons they can readily understand. In
addition, the weighted risk factor information
gives participants actionable knowledge and
understanding of how changing even just one risk
factor can impact their risk. Typical comments:
Peggy Raymes, patient, “Know Your Number was my
wake-up call. I keep it on my refrigerator to
remind me of what I have to work on. It is a
very good program…” “It helps me keep track of
my progress. When I see those graphs going down,
it motivates me to do more."
Georganna Simpson, patient, “Know Your Number’s
graphs give me something to think about and
enables me to talk to my doctor about my health,
to ask questions, to want to know more and do
something about it.…”
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How does Know Your Number help win new
business and increase revenue for the clinical
lab?
It is common for a mature product in a well established industry to become
commoditized. Such is the current state of the
clinical lab business. Utilization of Know Your
Number® provides a competitive edge and
differentiation to the clinical lab with its
ability to provide the lab report of the future
with lab output that physicians love to use.
Know Your Number has been proven to win new lab
business with its added value and overcome the
price wars. It is a win-win scenario, for the
lab, for the physician and for the patient.
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How can Know Your Number integrate into my
existing program?
Know Your Number® can be used to compliment
existing health management programs. It can be
customized to supercharge existing health risk
assessment tools and incorporated into
established technologies to deliver the next
level of risk assessment. In fact, much of the
data necessary is probably already being
collected- it’s the extra value Know Your Number
can bring to the analysis of that data that can
take your program to the next level.
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How does Know Your Number improve ROI for
wellness and disease management initiatives?
Because Know Your Number® is driven by Synthesis
Analysis, Know Your Number improves return on
investment by doing three things better than
traditional methods: identification,
quantification and modification.
Identification- Know Your Number more accurately
stratifies a population by disease specific
risk, absolute and modifiable. Placing the right
people in the right program is key to the
success of any initiative.
Quantification- Know Your Number does more than
quantify risk on an individual level; Know Your
Number can accurately predict a population’s
future disease burden and the associated cost of
managing that burden. Know Your Number can
quantify the answers to the following questions:
How many people in a population will be
diagnosed with a specific disease within the
next five years? How much will that disease
burden cost? How much of that disease burden and
those costs can be avoided? And most
importantly, who in a population will likely be
diagnosed and generate those future costs to the
organization? Having the correct answers to
these questions can greatly improve ROI.
Modification- Know Your Number presents disease
risk in a multi-dimensional way to help
communicate risk to participants. In fact,
because Know Your Number can provide weighted
risk factors, participants are more likely to
modify their behavior and improve their risk
scores. Know Your Number is a patented,
validated, scientific predictive tool that
physicians use clinically in their practice
everyday.
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